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off track

April 19th, 2007 at 01:32 pm

I am officially off track with my credit cards. Maybe two days after I was paid on the 13th I had used almost all of my check already on groceries, gas, and bills. I feel ridiculous. I can tell by my tracking sheets that my food spending is down but I'm still not doing well. I had to pay $65.00 in federal taxes and then paid $130.00 of my state taxes by credit card. Plus I had to pay my accountant $130.00 out of my check.

I'm thinking of signing up for some financial counseling sessions at the local Women's Center. They are on a sliding scale and they are also having a sale where you can get a 20% discount if you purchase three or more sessions. I think that might help some if I got an objective person to help me get on track. My therapist has tried but I don't really like talking about money stuff with her.

I'm also irritated that everytime I go to the grocery store I end up spending like $100.00 on food. It doesn't matter if it's Food Lion, Kroger, or Target. I think last week I got two items that weren't food (personal care items) and the rest was food. I think I'm going to try coupons next time. But, the $100 worth of food usually lasts about two weeks, except for Diet Coke and yogurt, which I have to buy more of.

2 Responses to “off track”

  1. JanH Says:

    I've found that things work best in little steps. Pick one area that you want to try to work on and break that one down into steps. Once that is a habit, then go on to another thing. It all eventually snowballs into savings. You can do it!

  2. kylieb266 Says:

    Write yourself out a shopping list, and only buy what's on your list and nothing else. This will stop the impulse buys and your bill being so big, seeing as you cant afford to spend that much money on groceries.

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