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food food food

December 15th, 2006 at 12:08 pm

So today I totaled up my expenses for food during the month of November and my expenses for food alone/eating out were like $127 for November. That was only fast food and coffee. I couldn't believe it! That didn't even include groceries. No wonder I'm in debt. I have cut down on the coffee shop but I still sometimes forget my lunch and end up going to Wendy's or McDonalds. Not the best plan. So for the new year I'm going to try and make sure I have my fridge at work stocked with enough food for a week of lunches. Then i won't have an excuse to eat out. Does anyone else have this problem?

I really appreciate the notes I have received so far in response to my blog. It has made me feel hopeful.

Posted in Credit card reduction | 9 Comments »

9 Responses to “food food food”

  1. Ima saver Says:
    December 15th, 2006 at 12:16 pm

    I don't but all my husband's workers eat out every day and then wonder why they can't pay their bills. They sometimes spend up to $10 a day, every day!

  2. Amber Says:
    December 15th, 2006 at 12:22 pm

    My previous problem was clothes and now I find that my dining out bill is high as well. It comes from being lazy, not wanting to cook. So we're in it together for the new year trying to get that bill down. Good luck

  3. threebeansalad Says:
    December 15th, 2006 at 12:44 pm

    Think of the health benefits as well as the monetary benefits. The food you cook at home (even if cooking is just a can of soup and a microwaved veggie burger) is generally MUCH lower in calories than food at restaurants.

  4. jriessel Says:
    December 15th, 2006 at 02:05 pm

    I was hitting a coffee house at least twice a week until I realized that little treat was costing me $416 a year. And that was just for me - not including the times I picked up another one for my hubby. YIKES!

  5. I'm going to win Says:
    December 15th, 2006 at 07:03 pm

    Thank God I don't drink coffee or tea. I don't even want to think about how much I would spend on that habit, I am the type that likes something and then goes overboard like fishing. I have 25 poles and about 30 to 25 reels all total $12000.00 holy crap I had never even thought about it. Maybe time to sit and think this passion thru.

  6. martha Says:
    December 15th, 2006 at 07:40 pm

    Hi, definitely start with Dave Ramsey. We started in March and took things in baby steps. Facing the painful debt truth was the worst and you've done that. Once we started following our spending plan (sounds better than budget) I slowly started contacting all our services to look for cost savings. Credit card interest rates, auto insurance, internet fees, cable fees, water saving devices, fluorescent light bulbs, coupons, selling clothes at consignment stores, sold things on ebay, etc. Whatever it takes, we're trying it. Our teenage daughters are even on board and doing their part. Over the last 6 months I've slowly reduced our expenditures and gotten a much tighter handle on how we use our money. It's very empowering. Just give yourself time and don't get overwhelmed. Make a plan and then put it in place. With your income you will be able to make amazing progress.

  7. Joyce W Says:
    December 17th, 2006 at 08:25 am

    Hello:
    I am trying to pay down my large credit card bills. I have been able to stop spending money on lunch out by stocking up my desk drawer at work with things like cans of tuna and soup for those days that I forget to bring something for lunch. Have done this for 4 months NON-Stop and saved $100+ per month! As far as the credit card rates. . . see "Zero Debt" by Lynnette Khalfani, the Money Coach.
    Keep up the good effort.
    Joyce in New Jersey

  8. crazyliblady Says:
    December 17th, 2006 at 03:11 pm

    Another idea would be to take a thermos of coffee to work with you or check to see if there is free coffee available somewhere at work. This alone could save you quite a lot of money. Joyce W's strategy of bringing cans of soup, etc. to work sounds like it would work great, too. You could play a game with this money, where every time you bring your lunch and coffee to work, you set aside some money for a credit card payment, savings, or whatever.

  9. cindilee Says:
    December 18th, 2006 at 03:26 pm

    This is a common occurance for me as well! Had my lunch ready to go to work last night and left in the fridge this morning! I just did not eat lunch today and think that is the way I will handle it from now on. Dont bring lunch, dont eat! It wont take me long to remember as I was starving! (I thought I was anyway!)

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